Summary answer: On a $600,000 purchase, expect buyer closing costs of roughly $12,000–$18,000 (about 2–3% of purchase price) — but it's worth being direct that $600,000 sits well below McLean's typical price range and would realistically only apply to a smaller condo purchase here, not the area's typical single-family or townhome inventory.
I'm Johnny with JQ Real Estate. Let me give you an honest picture, including what closing costs actually look like at McLean's real price points.
What's actually in McLean closing costs, at realistic price points
| Purchase Price | Estimated Closing Costs (2–3%) |
|---|---|
| $600,000 (condo-range) | $12,000–$18,000 |
| $1,000,000 (townhome-range) | $20,000–$30,000 |
| $1,500,000 (typical single-family) | $30,000–$45,000 |
Why jumbo financing changes your closing cost picture
Since most McLean single-family purchases require jumbo financing, expect additional underwriting fees and potentially higher appraisal costs compared to a standard conforming loan — a real, McLean-specific consideration beyond the basic percentage estimate.
Where buyers get surprised at this price point
- Prepaid escrow scales significantly with McLean's higher assessed values
- Jumbo-specific underwriting fees add to the total
- Discount points on a jumbo loan represent a larger dollar amount than on a conforming loan
Get an exact number for your deal
Reach out once we've identified a target property in McLean's actual price range and I'll run your real numbers.
For more McLean buyer and seller questions, visit our McLean real estate hub.