Summary answer: On a $600,000 home in Leesburg, expect buyer closing costs of roughly $12,000–$18,000 (about 2–3% of purchase price), before prepaid items like taxes and insurance. This is a realistic scenario for Leesburg's townhome market ($450K-$650K), though below the typical single-family price point.
I'm Johnny with JQ Real Estate. Here's exactly what's in that number.
What's actually in Leesburg closing costs
| Cost Category | Typical Range on $600K |
|---|---|
| Lender fees (origination, underwriting, appraisal) | $3,000–$5,000 |
| Title insurance & settlement fees | $2,500–$4,000 |
| Recording & transfer taxes | $2,000–$3,500 |
| Prepaid property taxes & insurance (escrow setup) | $1,600–$2,900 |
| Home inspection | $400–$650 |
Why Loudoun's low tax rate keeps this on the lower end
At $0.805 per $100 of assessed value — among the lowest in Northern Virginia thanks to data center tax revenue — your prepaid escrow amount runs lower here than in most neighboring counties, a real, quantifiable savings at closing.
Where buyers get surprised
- Prepaid escrow gets underestimated — buyers often plan for the "fee" side and forget the prepaid taxes and insurance collected at the same time
- Discount points — buying down your rate adds directly to closing costs
Can any of this be negotiated?
Yes — asking a seller for a closing cost credit is reasonable, particularly on a listing that's sat closer to Leesburg's upper time-on-market range.
Getting to know Leesburg
Leesburg is the county seat of Loudoun County, with a historic downtown, the W&OD Trail, and nearby wineries and farmland. Route 7, Route 15, and the Dulles Greenway carry commuters, and the Silver Line's Ashburn station is a drive away for riders heading toward Tysons and DC. When you compare homes here, look at how each one fits your daily routine: the drive or transit ride to work, the distance to shopping and parks, and the character of the surrounding streets. Those practical details often matter as much as the house itself.
Get an exact number for your deal
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See current Leesburg homes under $700K.
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