Summary answer: On a $600,000 home in Fair Oaks, expect buyer closing costs of roughly $12,000-$18,000 (about 2-3% of purchase price), before prepaid items like taxes and insurance. This is a realistic scenario given Fair Oaks's median has shown readings as low as $612,888 in recent Redfin data.
I'm Johnny with JQ Real Estate. Here's exactly what's in that number.
What's actually in Fair Oaks closing costs
| Cost Category | Typical Range on $600K |
|---|---|
| Lender fees | $3,000-$5,000 |
| Title insurance & settlement fees | $2,500-$4,000 |
| Recording & transfer taxes | $2,000-$3,500 |
| Prepaid property taxes & insurance | $1,900-$3,400 |
Why Fairfax County's tax rate matters here
At $1.1225 per $100 of assessed value, Fairfax County's rate applies to Fair Oaks — worth factoring into your prepaid escrow amount at closing.
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For more Fair Oaks buyer and seller questions, visit our Fair Oaks real estate hub.