Summary answer: On a $600,000 home in Annandale, expect buyer closing costs of roughly $12,000-$18,000 (about 2-3% of purchase price), before prepaid items like taxes and insurance. Worth noting: $600,000 sits below Annandale's own median of $687,000-$875,000, so this scenario applies more to the area's condo inventory than the typical single-family purchase.
I'm Johnny with JQ Real Estate. Here's exactly what's in that number.
What's actually in Annandale closing costs
| Cost Category | Typical Range on $600K |
|---|---|
| Lender fees | $3,000-$5,000 |
| Title insurance & settlement fees | $2,500-$4,000 |
| Recording & transfer taxes | $2,000-$3,500 |
| Prepaid property taxes & insurance | $1,900-$3,400 |
Why Fairfax County's tax rate matters here
At $1.1225 per $100 of assessed value, Fairfax County's rate applies to Annandale — worth factoring into your prepaid escrow amount at closing.
Getting to know Annandale
Annandale sits inside the Capital Beltway in central Fairfax County, where Little River Turnpike and the Beltway connect residents to Tysons, Alexandria, and I-395 toward the Pentagon. Much of the housing is established single-family neighborhoods from the mid-twentieth century, mixed with townhome and condo communities, and the commercial corridor is known across the region for its Korean restaurants and shops. When you compare homes here, look at how each one fits your daily routine: the drive or transit ride to work, the distance to shopping and parks, and the character of the surrounding streets. Those practical details often matter as much as the house itself.
Ways to reduce what you pay at closing
Closing costs aren't fixed. You can shop for title insurance and settlement services, compare lender fees using the Loan Estimate each lender provides, and ask the seller to contribute toward your costs when the market allows. Some lenders offer credits in exchange for a slightly higher interest rate. In Annandale, your agent can also help you time your closing near the end of the month to reduce the prepaid interest you'll owe at settlement.
Get an exact number for your deal
Reach out once we've identified a target property and I'll run your real numbers.
For more Annandale buyer and seller questions, visit our Annandale real estate hub.