Summary answer: On a $600,000 home in Alexandria, expect buyer closing costs of roughly $12,000–$18,000 (about 2–3% of purchase price), before prepaid items like taxes and insurance. Alexandria's 2026 real estate tax rate of $1.135 per $100 assessed value runs higher than several neighboring jurisdictions, which pushes your prepaid escrow amount toward the upper end of that range.
I'm Johnny with JQ Real Estate. Here's exactly what's in that number.
What's actually in Alexandria closing costs
| Cost Category | Typical Range on $600K |
|---|---|
| Lender fees (origination, underwriting, appraisal) | $3,000–$5,000 |
| Title insurance & settlement fees | $2,500–$4,000 |
| Recording & transfer taxes | $2,000–$3,500 |
| Prepaid property taxes & insurance (escrow setup) | $2,200–$4,200 |
| Condo/HOA transfer & resale disclosure fees (if applicable) | $300–$800 |
| Home inspection | $400–$600 |
Why Alexandria's tax rate pushes your number up slightly
At $1.135 per $100 of assessed value, Alexandria's rate is on the higher end within Northern Virginia, which directly increases your prepaid escrow amount at closing since that's calculated off your home's assessed value and the current rate. On a $600,000 home, that alone works out to roughly $568/month once your mortgage is running, and a portion of that gets collected upfront to fund your escrow account.
Where buyers get surprised
- Prepaid escrow gets underestimated — buyers often plan for the "fee" side of closing costs and forget the prepaid taxes and insurance collected at the same time
- Condo resale packets aren't optional — if you're buying in a building with an HOA (common in Carlyle, Potomac Yard, and parts of Old Town), the seller provides a resale disclosure packet, and the associated fee sometimes becomes part of negotiation
- Discount points — buying down your rate adds directly to closing costs but lowers your monthly payment long-term
Can any of this be negotiated?
Yes — asking a seller for a closing cost credit is reasonable, particularly on a listing that's sat a bit longer than average. This is a more realistic ask on softer-moving inventory than on Alexandria's fastest-selling listings, where sellers have less incentive to concede anything.
Get an exact number for your deal
These are typical ranges — your actual number depends on your lender, loan type, and specific property. Reach out once we've identified a target property and I'll run your real numbers.