Summary answer: Given Oakton's genuinely mixed recent price signals — some measures showing a real recalibration, others showing continued strength — waiting for rates carries a genuinely mixed risk profile here, especially since homes still receive an average of 5-6 offers even amid the reported price dip.
I'm Johnny with JQ Real Estate. Here's how to think through the actual math.
The trade-off, run through real numbers
| Scenario | Rate | Price Assumption |
|---|---|---|
| Buy now | ~6.65% | Today's price, possibly reflecting a genuine recalibration |
| Wait 12 months | Possibly somewhat lower | Genuinely uncertain given recent volatility |
What you can do regardless of which way rates move
- Buy now with a plan to refinance later
Let's run your actual numbers
Reach out and let's walk through the real trade-off for your specific target price.
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