Summary answer: I'd generally advise against waiting purely for lower rates — Stafford's sale-to-list ratio close to 100% and fast-moving segment (7-8 days in one measure) mean conditions are already reasonably favorable, and a rate drop mainly benefits buyers rather than guaranteeing you a higher sale price.

I'm Johnny with JQ Real Estate. Here's how to think through this instead of guessing at rate timing.

The actual trade-off

Factor Case for Selling Now Case for Waiting on Rates
Current demand Solid — sale-to-list near 100% A rate drop could bring more buyers
Your carrying costs Avoided by selling now Continue accruing while you wait

Let's talk through your specific timing

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