Summary answer: I'd generally lean toward selling now — Fredericksburg's regional median just hit a historic $500,000 milestone, and waiting for lower rates mainly benefits buyers, not sellers, while your home's value could just as easily continue its current trajectory either way.

I'm Johnny with JQ Real Estate. Here's how to think through this instead of guessing at rate timing.

The actual trade-off

Factor Case for Selling Now Case for Waiting on Rates
Current momentum Regional median just hit a historic high A rate drop could bring more buyers
Your carrying costs Avoided by selling now Continue accruing while you wait

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